Apple Pay Customer Service Number
Apple Pay is a mobile payment and digital wallet service by Apple Inc. It is offers an easy, secure, and private way to pay on iPhone, iPad, Apple Watch, and Mac. And now you can send and receive money with friends and family right in Messages. Apple Pay is a mobile payments service that allows users to make payments in person, in iOS apps, and on the web. Apple Pay Customer Service is very similar to contactless payments already used in many countries, with the addition of two-factor authentication via Touch ID, PIN, or passcode. You can use Apple Pay in stores, within apps, on the web in Safari,2 and for some transit. In the U.S., you can use Apple Pay to send and receive money with friends and family.
Some Common Apple Pay Customer Service Issues:-
- Deactivate Apple Pay.
- Setup Apple pay.
- Add cards to Apple Pay.
- Problem to transfer money from Apple Pay Cash to your bank account.
- Issues in use Wallet on iPhone or iPod touch.
- Set up Apple Pay Cash and person to person payments.
- Unable to add money to Apple Pay.
- Apple Pay Cash account is restricted or locked.
- Can’t find Apple pay in my Mobile.
- Card verification not working.
- Apple Pay not responding.
- New card authorization not approved.
- Compatibility problem.
- Link iTunes Payment with Apple Pay.
- Problem to use Apple Pay with Apple watch.
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Apple Pay Customer Service Pros and Cons
Simpler payments: Once shoppers have their credit card stored in the iPhone, they need only hold the phone near an NFC reader, approve the transaction with their fingerprint using iPhone’s Touch ID, and the payment is processed within a couple of seconds. The process is simpler than the traditional credit card swiping process, which typically includes (a) swiping a card and then selecting debit or credit, (b) providing a separate identification, and (c) affixing a signature.
Secure: Since a credit card does not need to be present, there’s less likelihood of a stolen number. Moreover, Apple does not use the credit card number for processing the payment but uses a token called the “device account number” to process the transaction, which further reduces the chances of the credit card details getting stolen. Apple Pay is an implementation of the EMVCo specification that is considered by many industry experts as the most secure payment mechanism.
Greater privacy: Apple will not track shopper transactions and store the data. This offers more privacy. Also, the use of device account numbers versus the credit card makes the transaction even more private with the retailers as they do not see the shopper’s name and other details, such as the billing address.
Lower risk: Large retailers like Target and Home Depot have recently experienced credit card breaches. Apple Pay eliminates that by avoiding the use of the card details as part of the transaction. Apple Pay is the device account number, along with a transaction-specific dynamic security code, is used to process the payment. So the actual credit or debit card numbers are never shared by Apple with retailers or transmitted with the payment.
Better experience: Apple is known for creating superlative user experiences. Apple Pay is no exception. Based on published reports and available videos, the service seems to be easy to use. The service automatically selects the default card from Passbook for payments, which can easily be overridden with a swipe.
No extra fees for retailers: Apple is not charging retailers or shoppers fees for this new service. But it does take a portion of existing credit card transaction fees. That presumably is why Apple spent the last two years working with all the big credit card companies and banks to iron out all the nuances of this service.
Adoption: Getting shoppers and retailers to use the service could be difficult, since it requires shoppers to have an iPhone 6 and retailers to support NFC terminals.
No online shopping support: You can use Apple Pay to buy apps and buy other items within apps but the service does not support online shopping. Since a large percentage of iPhone 6 users would also likely shop online, the service has a huge limitation, unless Apple is trying to emphasize mobile shopping — or unless it adds online shopping in the near future.
Stability: Apple Pay looks good now; but can it scale when millions of shoppers start using it? Can an Apply Pay transaction process as quickly in practice as it has in the demos? If not, it will impact adoption. Shoppers would not likely wait while the iPhone is attempting to confirm the transaction.
Higher fees: Currently the service is launch with no extra fees. But will this continue? Some observers wonder if credit card companies will stop sharing the fees with Apple, which could result in higher fees for retailers, which could hurt adoption.
Cost of training and upgrading: With changes in technology, you have to keep training your staff on how to use it. The cost of upgrading the system is also high.
Apple Pay customer service doesn’t have a phone number. You can search your problems or issues to their help forum and sites. You can get an instant customer support by calling us at our Apple pay customer service phone number USA for Apple Pay support. A phone number system with less hold time in comparison to other phone numbers, call us now for live support from your computer.